Ronkonkoma, NY 11779
Your insurance broker on Ocean Avenue in Ronkonkoma
My office sits on Ocean Avenue, a short drive from the LIRR terminal and MacArthur Airport. I shop every company I work with for home, auto, contractor and business coverage, and I explain what you are actually buying before you sign.
- ZIP 11779
Ronkonkoma, Suffolk County
- ZIP codes
- 11779
- My office
- Ronkonkoma, NY
- Languages
- English and Spanish
Ronkonkoma is where Long Island changes gears. The Ronkonkoma branch of the LIRR ends here, MacArthur Airport sits on the south side of town, and the LIE, Veterans Memorial Highway and Ocean Avenue carry traffic from both the Town of Islip and the Town of Brookhaven straight through the middle of it. My office is at 1951 Ocean Ave, Suite 4, a few minutes from the station parking fields and the airport. Ronkonkoma straddles the Islip and Brookhaven line, and I serve both towns, along with the rest of Suffolk, Nassau and Queens.
The housing here is classic postwar Suffolk: capes and ranches off Portion Road and Hawkins Avenue, split-levels toward Lake Ronkonkoma, older homes on the streets closest to the water, and the new apartments and townhouses that went up around the station. A lot of these houses have a finished basement, an oil tank, a roof with some years on it, or a relative living in a legal accessory apartment. Each of those details changes what a home policy should look like, and each one is on the list of questions I ask.
Ronkonkoma also works for a living. The industrial parks around the airport and along Veterans Highway and Lakeland Avenue are full of HVAC shops, electricians, landscapers, auto body shops and warehouse operations, and the pickups with ladder racks pulling onto the LIE at six in the morning belong to tradespeople heading to job sites across the Island. I write contractor, commercial auto and business policies for exactly those people, and I write them in English or Spanish.
Coverage
What I insure in Ronkonkoma
Each line below opens its own page. Pick the one that fits your situation, or just text me and I will sort it out with you.
Home insurance in Ronkonkoma
Capes, ranches, split-levels and lakeside homes, each with its own quirks: oil heat, a finished basement, an older roof, a detached garage, a legal rental unit. I compare HO-3 and HO-5 policies from the companies I work with and check replacement cost so you are not underinsured on the day it matters. Flood is always a separate policy, and I will tell you if your lot needs one.
Auto insurance for Ronkonkoma drivers
Whether your car sits in the station lot all day or you drive the LIE and Veterans Highway to work, I quote every company I work with and walk you through liability limits above New York's 25/50/10 minimum, collision, comprehensive and glass. Pairing the car with your home policy is one of the first things I price.
Contractor insurance
General liability, commercial auto for the truck and trailer, coverage for tools and equipment, and workers' comp, DBL and Paid Family Leave once you hire. New York's Scaffold Law makes liability for the trades expensive and some companies exclude work at height, so I read the exclusions with you before you sign anything.
Business insurance
Shops on Hawkins Avenue, offices along Veterans Highway, warehouses by the airport, restaurants, salons and auto shops. A business owner's policy for property and liability, commercial auto, and the workers' comp and disability coverage New York requires once you have employees.
Life insurance
Term for the mortgage years, whole life if you want something permanent, named beneficiaries so the money goes where you intend. No-exam options may be available depending on your age and the amount. I show you both and tell you which one I would pick in your shoes.
Also serving
- Lake Ronkonkoma
- Holbrook
- Bohemia
- Lake Grove
- Nesconset
- Holtsville
- Farmingville
- Islandia
Questions
Questions people text me
1951 Ocean Ave, Suite 4, in Ronkonkoma, on the stretch between the LIRR station and the airport. Walk-ins are welcome during business hours, and you can book a time online if you want me ready with your file. Text and WhatsApp handle almost everything. Come in to sign, or to go over a bigger policy in person.
Next step
Stop by Ocean Avenue, or send me a text.
Send a photo of your current policy or tell me what you need. I will shop every company I work with and come back with options, in English or Spanish.
or text a photo of your current policy to (631) 823-7630
Quotes depend on your details and each company's underwriting. No obligation.
Hours: Mon to Fri 9am to 7pm · Saturday 10am to 2pm